Verdict
Xotic AI packs a lot into one web app: four chat models, per-chat controls for pacing and explicitness, editable memories, group chats of up to 10 characters, video clips with sound and live video calls with animated avatars. The catch is the meter: an image costs 50 XOT and a video call 250 XOT a minute, so Ultimate's 1,000 monthly XOT covers only about 20 images or 4 minutes of video calling. The free tier is 5 messages that never refill, there is no mobile app, and the privacy policy is vague, while the homepage claims end-to-end encryption without explaining it. The rules ban minors and outputs that resemble minors, but a featured NSFW world uses a school setting and the site has no site-wide notice that all characters are adults.
What's good
- Four chat models, with per-chat style, length, pacing and explicitness settings
- A Memories list you can view, pin, edit and delete
- Video clips with sound, voice calls and live video calls with animated avatars
- Group chats of up to 6 characters (10 on Elite) and multiplayer Worlds
- Unused XOT packs can be refunded within 14 days, and failed generations are refunded automatically
What's not
- Images, video, calls, group replies and Worlds turns all cost XOT on top of the plan
- Ultimate's 1,000 monthly XOT covers only about 20 images or 4 minutes of video calling
- The free tier has 5 chat messages that never refill and no media
- Web-only, with no iOS or Android app
- A vague privacy policy, an unexplained end-to-end encryption claim and a self-declared age gate
Score breakdown
Xotic AIAverage of all 77 apps
Overview
Xotic AI is run by Xotic Tech OÜ, which gives an address in Tallinn, Estonia. Its launch year is not published, and its earliest dated document is a privacy policy from June 2025. It calls itself an adult-first companion platform built around a 'Girlfriend Experience'. In that mode the character keeps an editable Memories list, reacts with moods, may text first after you have been away and sends short voice notes. Xotic also offers one-on-one and group chat, a sexting mode, roleplay, a character creator, multiplayer 'Worlds' stories for you and up to three friends, and a community area with a feed and collections. Chat runs on four models: Ivy is free, while Zara, Selene and the in-house flagship Scarlet need a paid plan.
Media is the main draw. The guide lists a 'Noir' image engine plus tag-based engines, NOVA video clips of 5 to 15 seconds with sound, talking videos, image-to-video, and an editor that can extend clips. Voice calls work with any companion at 50 XOT a minute, and live video calls with a small, fixed set of animated avatars cost 250 XOT a minute. Paid plans make regular one-on-one text chat unlimited, but images, video, calls, group replies, Worlds turns and text-to-speech all cost XOT, at the same rates on every plan. Elite adds a 12k context and 'deeper memory', while Ultimate's context size is not stated. Xotic is web-only, with no App Store or Google Play app, and Similarweb estimates that most of its traffic comes from the US, Germany and France.
Features
- Voice messages: YesShort voice notes in the Girlfriend Experience; text-to-speech costs 60 XOT per 1,000 characters
- Voice calls: YesWith any companion, at 50 XOT a minute
- Image generation: YesNoir and tag-based engines, at 50 XOT per image
- Video: YesClips of up to 30 seconds with sound, plus avatar video calls at 250 XOT a minute
- Long-term memory: YesEditable, pinnable Memories; 12k context on Elite
- Group chats: YesUp to 6 characters, or 10 on Elite; each reply costs 5 XOT
- Build your own character: Yes1 custom character free, unlimited on paid plans
- Community characters: YesExplore, Feed, Collections and multiplayer Worlds
Pricing
The official plans page (October 2026) lists Ultimate at $24.99 a month or $149.99 a year, and Elite at $74.99 a month or $449.99 a year. The monthly prices appear next to crossed-out prices of $44.99 and $134.99 with a '44% off' label. EU customers pay the same numbers in euros. Quarterly billing has been dropped, and no free trial is offered.
| Plan | Monthly | Yearly plan | What you get |
|---|---|---|---|
| Free | Free | — | 200 XOT once, 5 chat messages that do not refill, 1 custom character and free first messages with each girlfriend |
| Ultimate | $24.99/mo | $149.99/yr | Unlimited one-on-one chat and custom characters, all four models, images, video, calls, Worlds, group chats of up to 6, and 1,000 XOT a month (12,000 up front on yearly billing) |
| Elite | $74.99/mo | $449.99/yr | Everything in Ultimate, plus 6,000 XOT a month (72,000 up front on yearly billing), full sexting mode, a 12k context with deeper memory, group chats of up to 10 and free Auto Reply drafts |
XOT packs are sold only to paid members and run from 2,200 XOT for $19.99 to 110,000 XOT for $499.99. At the smallest pack's rate, an image works out to about $0.45 and a minute of video calling to about $2.27. You can get a refund on unused packs within 14 days by emailing support. Subscription fees and plan XOT are not refundable except where the law requires it. Plans auto-renew, upgrades are not prorated, and neither the guide nor the terms say whether XOT expires. Some affiliate reviews quote older prices that no longer match the plans page.
Prices are in US dollars before tax and change often. Check the official site before you pay.
Privacy & safety
Xotic names its Estonian operator and has no known breaches. However, its 2025 privacy policy is vague about retention and AI training, and its end-to-end encryption claim is not explained.
- CautionThe privacy policy, last updated in June 2025, sets no retention periods, does not say whether chats are used to train AI models and does not mention the GDPR, even though the operator is based in the EU. Deletion and other requests are made by emailing support.
- CautionThe homepage says chats are end-to-end encrypted, but the privacy policy promises only 'reasonable' safeguards, and the terms let Xotic process private content to run the service. No technical detail supports the encryption claim.
- CautionAge is self-declared outside the UK.
- NoteCharacters stay private until you publish them, and chats are never shown publicly. Anything you post publicly gives Xotic a perpetual, irrevocable license that includes commercial use. No breaches, lawsuits or regulator actions were found.
What users say
On Trustpilot, Xotic AI scores 4.8 from 56 reviews, all 5-star (October 2026). Reviewers praise immersive chat, image and video quality and speed, and responsive developers, though one says a free account hides most features. Trustpilot notes that the company has not recently invited reviews, so the sample may not be representative. No Reddit discussion turned up and there are no store apps to rate. The rest of the coverage comes from affiliate reviews and directory listings, so independent feedback is scarce.
Xotic AI FAQ
Is Xotic AI free?
Yes. The free tier gives a one-time 200 XOT welcome balance, 5 regular chat messages that do not refill, 1 custom character, free first messages with each girlfriend, browsing and daily login rewards, all on the free Ivy model. Images, video, calls, text-to-speech, roleplay, Worlds and XOT packs need a paid plan.
How much does Xotic AI cost?
The official plans page (October 2026) lists Ultimate at $24.99 a month or $149.99 a year, and Elite at $74.99 a month or $449.99 a year. The monthly prices appear next to crossed-out prices of $44.99 and $134.99 with a '44% off' label. EU customers pay the same numbers in euros. Quarterly billing has been dropped, and no free trial is offered.
Does Xotic AI allow adult content?
Yes. Xotic AI is for adults only and carries an RTA (Restricted to Adults) label. Explicitness can be set for each chat, from Off to Explicit, and full sexting mode is limited to Elite. Outside the UK, age is self-declared. The rules ban sexual content involving minors, outputs that resemble minors, depictions of real people without consent, non-consensual content, incest and bestiality. Xotic says AI filters and human reviewers check flagged content. The rules do not address step-family scenarios, and the library includes stepsister characters aged 21 to 24, stepmother characters and ten adult-content characters aged 18 or 19, one of them presented as a childhood friend. A featured NSFW anime world, 'Academy of Arcana', uses a school setting, though its character cards list adults aged 22 and 34. A user-made NSFW world is tagged school and gives no ages. The site shows no site-wide notice that all characters are adults.
Is Xotic AI safe and private?
Xotic names its Estonian operator and has no known breaches. However, its 2025 privacy policy is vague about retention and AI training, and its end-to-end encryption claim is not explained.
Alternatives to Xotic AI
Sources
- OfficialXotic AI
- PricingXotic AI plans
- PricingXotic AI guide: plans overview
- PricingXotic AI guide: XOT costs
- PricingXotic AI guide: getting XOT
- PricingXotic AI guide: billing FAQ
- OfficialXotic AI guide: chat settings
- OfficialXotic AI guide: video calls
- OfficialXotic AI guide: how the Girlfriend Experience works
- OfficialXotic AI Worlds
- Privacy policyXotic AI privacy policy
- TermsXotic AI terms of service
- OfficialXotic AI KYC policy
- OfficialXotic AI underage policy
- OfficialXotic AI prohibited content policy
- User reviewsXotic AI on Trustpilot
- Third-party reviewSpiced-AI: Xotic AI review (Mar 2026)
- Third-party reviewStraight.com: Xotic AI review (Oct 2026)
- Third-party reviewAI Gear Base: Xotic AI listing (Mar 2026)
- Third-party reviewSimilarweb: xotic.ai traffic (Sep 2026)